Deposit Products

Checking
Melrose Cooperative Bank has a full range of checking products and services to meet your banking needs. Choose our FREE or NOW checking account depending on what balance you’ll maintain and how many checks you’ll write. And take advantage of our Overdraft Protection, Online Banking and 24/7 Phone Banking for the maximum in convenience and security.

Savings
Our Basic Savings account can get you started with just a $10 deposit. Higher deposits will earn you more interest in our Money Market account. Lock in an interest rate for a fixed term with a Certificate of Deposit. And Individual Retirement Accounts are a great way to get tax advantages as you save for retirement.